Once we’ve booked our holiday all we want to do with our remaining money is spend it on sightseeing, restaurants and holiday mementos. In our efforts to conserve as much spending money as possible it’s often tempting to cut back on the essentials – skipping sun tan lotion every other day doesn’t seem like it can do much harm, and there doesn’t seem much point in spending more than you have to on sunglasses.

But would you rather impact upon your bank balance or your eye… Continue reading →